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“Get Your Free Credit
Scores From All 3 Bureaus”
Get the Complete Credit Experience
- Credit Scores From All 3 Bureaus - Get a better view of your scores by comparing them across all three credit bureaus
- All of Your Credit Info in One Place - View all your credit info plus have access to tools and information to help you understand the impact of your credit
- Daily Credit Monitoring - Daily monitoring alerts you when errors, signs of fraud, and other activities
- $1 Million Identity Theft Insurance – Peace of mind with insurance that covers up to $1 million in damage from ID theft
Why do I need to check my credit score?
A good credit score is your passport to competitive interest rates for mortgages, cars, credit card offers, job offers, insurance premiums and more. Even landlords may look at your credit when deciding to rent to you. A strong score is worth money because it saves you in excess costs.
Why do I need credit monitoring?
Credit monitoring can help you spot errors or signs of identity theft, so that you can take steps to address them. Errors on your credit report are more common than you might think and they affect your credit score. That could lead to higher interest rates or make it difficult for you to get the credit you need. Credit monitoring also makes it easier to quickly spot suspicious activity, suck as new hard inquiries made without your permission or new accounts you didn’t open. Keeping an eye on your credit is a healthy financial habit, and credit monitoring is an easy way to make it part of your routine.
What's a Good Credit Score?
While different lenders have their own standards for rating credit scores, 700 and higher (on a scale of 300 to 850) is generally considered good. Lenders typically use your credit score to help them decide if they'll approve you for a loan or credit card. In general, the higher your score, the better your chances of getting approved. Having a good credit score can also help you save on interest rates. Of course, a specific score doesn’t guarantee that you'll be approved for credit or get the lowest interest rates, but knowing where you stand may help you determine which offers to apply for - or which areas to work on before you apply.
Sign up with confidence. Checking your credit score won’t hurt your score. It only takes two minutes to sign up.